OAE: Desert Adventures And Wise Insurance Decisions For Cars

The United Arab Emirates is famous for its extensive desert landscapes, which form unique challenges for drivers. These lands, transformed into a labyrinth of sandy dunes and subject to extreme temperatures, create destructive conditions for cars. Collision with sand requires special skills, driving, and preparation, adding a large load on vehicles. Imagine how sand penetrates into the engine, gearbox, or brakes, accelerating wear parts. Heat can shorten the life of rubber and plastic parts in cars, such as tires and seals, by more than 40%. These conditions make desert driving in the UAE especially difficult for car owners. In such conditions, you need to turn to car insurance UAE for protection of your car from possible risks.

Uneasy Desert Crossroads: Harsh Reality Car Owners in UAE

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Ordinary insurance policies in the UAE often overlook damage arising under desert conditions. Consider details:

  1. Damage from Sandstorms: Sandstorms can cause scratching and tearing of paint coating, breaking windows, and destroying external parts. Such damage covered only 10% of policies.
  2. Wear Engine and Transmission: Penetration and inside engine and transmission frequently cause serious breakdowns. Only 15% of policies cover this wear caused by external factors.
  3. Overheating Car: Heat can cause an overheating engine, which leads to costly breakdowns. However, such cases covered less than 5% of insurance policies.
  4. Animals on Sand: Desert — home for many wild animals, which can cause harm to cars. Collision with animals contested insurance companies in almost 90% of cases.

Cases from Life: Underwater Rocks Insurance Policies

Move to vivid examples, when drivers suffered from shortcomings in insurance. The owner of the SUV, on a routine repair of 20,000 dirhams, experienced a breakdown after an ordinary trip on sandy dunes. The sand engine turned out damaged, and the insurance company refused to cover the expenses, justifying the conditions of the policy.

In another case, the driver left the car during a sandstorm in an open parking lot, not suspecting the impending catastrophe. Scratched windows and worn paint coating do not fall into the category of insurance cases, and compensation turned out to be unavailable.

Smart Insurance: How to choose a reliable partner

To avoid unpleasant surprises, it is important to choose a policy that covers risks exclusively in the desert environment. Subtleties choice:

  • Maximum Coverage: Consider policies, protecting from natural disasters: sandstorms and extreme temperatures.
  • Detailed Research: Study, includes policy protection from damage to domestic and wild animals.
  • Consult Professionals: Consultations with local insurance experts help you in choosing the most suitable policy.

Life Hacks for Protection Car in Desert

Proper care for a car in the desert requires following special recommendations:

  1. Regular Maintenance: Check oil and air filter, oil and fluids. Make sure that the car systems function.
  2. Protective Measures: Covers protect from sand and dust. Consider a special film for windows.
  3. Monitor Temperature: Check the coolant and radiator, and search for shade on hot days.
  4. Avoid Storms: If possible, avoid trips in conditions sandstorms. This preserves car and saves your budget.

Necessary Changes in Legislation

For improvement of the situation, changes in laws and insurance conditions can significantly ease life for drivers in the UAE. Introduction of mandatory requirements to insurers by providing extended coverage for regions with extreme conditions reduces financial risks for owners’ cars.

So, desert conditions in the UAE require a careful choice of insurance policy and technical care for the car. Common risks emphasize the necessity of good preparation for owners’ cars to address possible problems. Following recommendations, you can reduce risks and gain confidence in tomorrow.

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